Service Fees
Service Fees
All charges are subject to change without notice, and are not guaranteed unless confirmed by phone or fax.
Basic Fees
| Description | Current Charge |
|---|---|
| Chargeback | $5.00 |
| Cheque Drawn in US Funds | $20.00 |
| Interac ATM Transaction | $1.50 |
| Plus / Cirrus ATM Transaction (minimum) | $3.50 |
| Plus International (overseas) | $5.00 |
| Close Account Within 180 Days of Opening | $25.00 |
| Inactive Accounts (per month) | $3.00 |
| Interim Monthly Statement (per month) - in-branch | $5.00 |
| Interim Monthly Statement - Mailing Fee | $10.00 |
| NSF Returned Item Charge (per item) | $40.00 |
| Overdraft Handling Charge (per item) | $5.00 |
| CVCU Initiated Transfers | $10.00 |
| Request For Funds Held | $10.00 |
| Stop Payment (complete details) | $12.00 |
| Stop Payment (incomplete details) | $20.00 |
| Balance of Account | $25.00 |
| Unqualified Clearing Item | $10.00 |
| Utility Bill Payments: @ Teller
@ Memberlink / MemberDirect / ATM |
$1.50 $.50 |
| Bank Confirmation | $25.00 |
| Official Cheque | $7.50 |
| US Draft | $9.00 + Travelex Fee |
| Estate Administration Fee: Set-up Fee
@ Memberlink / MemberDirect / ATM |
$50 $30 |
| Record Searches (per item) | $5.00 |
| Record Searches (extensive per hour minimum) | $35.00 |
| Items Held / Sent on Collection | $25.00 |
| Registered Plan Transfer Out (RRSP/RRIF/TFSA) | $100.00 |
| Third Party Demand / Garnishee (Per Remittance) | $25.00 |
| Transfer Between Accounts (phone) | $5.00 |
| Account Balances (phone) | $4.00 |
| Wire Transfer - Outgoing less than $10,000
$10,000 to $50,000 over $50,000 Fees are charged in the currency of the transfer |
$25.00 + Intermediary Fees $50.00 $75.00 |
| Wire Transfer - Incoming | $10.00 |
| Night Deposit Service - Includes Generic Deposit Book | FREE |
| Foreign Exchange: buy or sell US Currency
(max $300 - non-member) cash foreign Travellers Cheques (max $300 - non-member) |
$5.00 $5.00 |
| Post Dated Item Box | $3.00 per item |
| Cash / Coin orders in Branch | $5.00 per order |
| Replace Lost Chip Card - In Branch | $10.00 |
| Replace Lost Chip Card - Mailed | $25.00 |
| GIC Partial Redemption - In addition to interest penalty if applicable | $25.00 |
| Custom Written Letter | $25.00 |
Loan Fees
| Description | Current Charge |
|---|---|
| Business Annual Review (minimum) | $100.00 |
| Delinquent Notices: each notice
phone contact letter |
$15.00 $20.00 $35.00 |
| Discharge - PPSA | $25.00 |
| Discharge - Mortgage Commercial Mortgage
Retail Mortgage |
$250.00 $250.00 |
| Independent Appraisal | COST |
| Property Inspection by Staff | $150.00 |
| Land Title Searches | $50.00 |
| Letters of Credit (minimum/or) | $200.00/1% |
| Mortgage: assumption
advances renewal modification |
$250.00 $250.00 $85.00 $250.00 |
| Construction Mortgage Set-Up | $750.00 |
| Loan Modifications | $35.00 |
| Search & Registration Fee (security agreement) | $75.00 |
| Search Fee (PPSA) - member request | $25.00 |
| Statement of Interest Paid | $25.00 |
| Commercial Line of Credit Standby Fee: 5K - 25K
25K - 50K 50K - 100K 100K + |
$20.00 $25.00 $50.00 $100.00 |