A line of credit is a one time approved loan for a pre-arranged amount. Funds can be drawn at any time, up to the pre-arranged amount, and interest is only charged on the outstanding balance. Funds can be accessed via your MEMBER CARD® Debit Card or by writing a cheque.

You can repay your Line of Credit whenever you like. The minimum monthly payment for lines of credit is 2% of the outstanding balance.

We offer the following Lines of Credit:

Overdraft Protection:

• Protection from short term overdrafts
• Cash when you need it
• Instant access with your MEMBER CARD® Debit Card

Personal Line of Credit:

• Minimum amount: $5,000
• Maximum amount depends on security provided
• Variable interest based on prime
• Instant access with your MEMBER CARD® Debit Card